Benefits of Retirement Annuities (RAs):

Tax Efficiency
Contributions are tax-deductible up to 27.5% of taxable income or gross income, capped at R350,000 annually, reducing your taxable income.

Diversified Investments
Funds are invested across various asset classes, promoting long-term growth and minimising risk.

Secure Retirement Savings
Ensures disciplined savings that can only be accessed after the age of 55, safeguarding your retirement funds.

Estate Planning Benefits
Contributions and growth within the fund are not subject to estate duty, maximising the legacy you can leave behind.

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